| Kentucky Bancshares, Inc. operates as a holding company that engages in the provision of commercial and consumer banking products. Its products include checking, savings, money market accounts, certificates of deposit and negotiable order of withdrawal accounts. The firm offers safe deposit facilities, Internet banking, including bill payment services, credit cards and other consumer-oriented financial services and provides brokerage services, annuities, life and long term care insurance, personal trust and agency services. |
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