| M&F Bancorp, Inc. operates as a holding company for Mechanics and Farmers Bank. The company operates through its wholly-owned subsidiary, Mechanics and Farmers Bank. It offers banking services which includes checking accounts; savings accounts; Negotiable Order of Withdrawal accounts; money market accounts; certificates of deposit; individual retirement accounts; loans for real estate, construction, businesses, personal use, home improvement and automobiles; equity lines of credit; credit lines; consumer loans; credit cards; safe deposit boxes; bank money orders; internet banking; electronic funds transfer services including wire transfers; traveler's checks; and notary services. |
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