| Independence Holding Co. engages in underwriting, administering and distributing group & individual specialty products, including disability, supplemental health, pet, and group life insurance through its subsidiaries. It operates through the following segments: Medical Stop-Loss, Specialty Health, Group Disability, and Individual Accident and Health, and Other. The Medical Stop-Loss segment are short-duration and accounted for based on actuarial estimates of the amount of loss inherent in that period's claims or open claims for prior periods, including losses incurred for claims that have not been reported. |
