The data depicts the reasons given by consumers as to why they decided to take out their main credit card, in the UK in November 2015. A total of 23% of those consumers surveyed stated that online purchases had an impact on their decision to take out their main credit card.
Rewards | 33 |
Online purchases | 23 |
Personal circumstances | 16 |
None of the above | 15 |
Abroad | 15 |
Unsure | 14 |
Introductory offer | 14 |
Financial circumstances | 13 |
Build or improve credit history | 12 |
Instead of debit cards | 9 |
Low interest rate | 7 |
Introductory deal ended | 7 |
Low annual percentage rate | 5 |
Terms & Conditions were changed | 4 |
Low fees | 4 |
Bad customer service | 3 |
Too low credit limit | 2 |
Unexpected fees or interest | 2 |