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Reasons for consumers not paying full credit card balance United Kingdom 2015

Reasons for credit card users not repaying their balance in full in the United Kingdom as of November 2015

The data depicts the reason(s) that credit card users did not repay their balance in full in the UK in November 2015. A share of 10% of respondents stated that they didn't repay their full balance as they were paying off more expensive debts instead.

I was usually unable to pay off the full amount	27
I was spreading the cost of a large purchase/ payment made with this card	26
I was temporarily unable to afford to make a full payment	19
I was taking advantage of a 0% interest on purchases offer	16
I was taking advantage of a 0% interest on balance transferred balance	13
I had the money available to pay off the full balance but made a different decision	10
I was paying off more expensive debts instead	10
Other	8
I was spreading repayment of the transferred balance	6

Reasons for consumers not paying full credit card balance United Kingdom 2015

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